While enrolled at Northwood University (“Northwood”), I understand that I may choose to engage in or be exposed to activities and situations that pose a risk of illness or injury to myself and my property, including, without limitation, Northwood-sponsored clubs and activities, varsity sports, club sports, intramural sports and other events or contests of an athletic nature, field trips, and other on- and off-campus organized experiences (the “Northwood Activities”). I understand that my physical presence at Northwood and my physical presence or participation in the Northwood Activities may involve risk of illness or injury to myself and my property; and that no amount of precaution by Northwood can eliminate such risk. Because of this and in consideration of Northwood’s willingness to allow me to participate in Northwood Activities, I agree as follows: